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PetInsuranceDenied
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West Virginia

West Virginia Offices of the Insurance Commissioner (WVOIC)

File a complaint about a denied pet insurance claim. West Virginia Offices of the Insurance Commissioner (WVOIC)reviews claim-handling practices for all property & casualty insurance — including pet insurance — sold in West Virginia.

Contact

Commissioner
Allan L. McVey
Mailing address
P.O. Box 50540, Charleston, WV 25305-0540 (street: 1124 Smith Street, Charleston, WV 25311)
Phone
304-558-3386 · 888-879-9842

When to file with West Virginia

  • Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
  • The carrier failed to respond to your appeal within their published response window
  • You believe the carrier handled your claim contrary to its own published policy
  • You suspect a pattern of unfair claim-handling practices at this carrier

Note on scope

WV provides separate Life/Health and P&C complaint forms — pet insurance falls under the Property/Casualty form. Pet insurance is regulated as property & casualty (P&C). The state DOI accepts pet insurance complaints under the same channel as other P&C / personal lines complaints. Most state forms do not list pet insurance as a named category — select P&C / personal lines / homeowners-or-renters / 'other' and describe the carrier and policy in the free-text complaint body.