Privacy Policy
Effective date: October 31, 2026
Changed on October 31, 2026: Google Analytics now runs by default for visitors outside the European Economic Area, the United Kingdom and Switzerland, and stays off by default inside them. There is no cookie banner any more. If you declined analytics with our old cookie banner, you stay declined on that browser. You can turn analytics off on any browser below.
The headline: your pet's information stays in your browser
The Appeal Letter Generator on this site runs entirely in your browser. We do not receive, store, log, or transmit your pet's name, diagnosis, vet records, the policy section the carrier cited, your claim number, or your name and address. The PDF output is built client-side and downloaded directly from your browser.
Read the technical contract in our methodology page.
What we do collect
- •Analytics via Google Analytics 4 — on by default outside the European Economic Area, the United Kingdom and Switzerland, and off by default inside them (see Cookies and analytics). We log: which pages you view, which step of the letter generator you reach, which carrier and denial-reason categories you pick, and which state insurance-commissioner pages you open. We do NOT log the inputs you type into the appeal-letter generator.
- •Server logs — our hosting provider logs the standard request line (URL, timestamp, IP, user agent) for security and rate-limiting. These logs are rotated and not used for analytics.
What we do NOT collect
- ✓Your pet's name
- ✓Diagnosis or condition details
- ✓Vet record filenames or contents
- ✓The specific policy section the carrier cited
- ✓Your name, address, claim number, or policy number
- ✓Email addresses (we have no email signup, no newsletter)
Cookies and analytics
There is no cookie banner and no consent pop-up, and there are no ads on this site. Before Google Analytics loads, each page sets Google Consent Mode defaults by region. In the European Economic Area, the United Kingdom and Switzerland, analytics and advertising storage are denied by default, so Google Analytics runs without analytics cookies and may send limited cookieless measurements. In all other regions, including the United States, analytics and advertising storage are granted by default, and Google Analytics 4 may set its cookies (_ga, _ga_*).
Turn off analytics on this browser
The button below stops Google Analytics on this browser, on this page at once and on every later visit. When you click it, this site stores one value in your browser's localStorage: petinsurancedenied-com-cookie-consent = declined. That stored choice is the only thing this site keeps in your browser, and nothing is stored unless you click. The same value, set by our old cookie banner when you declined, keeps working. To undo it, clear this site's data in your browser settings.
Your rights
Because we do not store any personally identifying information you submit through the site, there is generally nothing for us to delete on your behalf. If you have a question about a specific cookie or analytics data, contact hello@petinsurancedenied.com.
Changes to this policy
If we change this policy, the new effective date will appear at the top of this page. Anyone who declined analytics with our old cookie banner stays declined.