Contact
- Commissioner
- Justin Zimmerman
- DOI website
- https://www.nj.gov/dobi/
- Complaint form
- https://sbs.naic.org/solar-web/pages/public/onlineComplaintForm/onlineComplaintForm.jsf?state=NJ
- Mailing address
- NJDOBI, P.O. Box 471, Trenton, NJ 08625-0471
- Phone
- 609-292-7272 · 1-800-446-7467 (Consumer Hotline)
When to file with New Jersey
- •Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
- •The carrier failed to respond to your appeal within their published response window
- •You believe the carrier handled your claim contrary to its own published policy
- •You suspect a pattern of unfair claim-handling practices at this carrier
Note on scope
Pet insurance is regulated as property & casualty (P&C). The state DOI accepts pet insurance complaints under the same channel as other P&C / personal lines complaints. Most state forms do not list pet insurance as a named category — select P&C / personal lines / homeowners-or-renters / 'other' and describe the carrier and policy in the free-text complaint body.