Contact
- Commissioner
- James Brown
- DOI website
- https://csimt.gov/
- Complaint form
- https://csimt.gov/insurance-complaints-fraud/
- Mailing address
- Montana Insurance Department, Attn: ICS, 840 Helena Avenue, Helena, MT 59601
- Phone
- 800-332-6148 · 406-444-2040
When to file with Montana
- •Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
- •The carrier failed to respond to your appeal within their published response window
- •You believe the carrier handled your claim contrary to its own published policy
- •You suspect a pattern of unfair claim-handling practices at this carrier
Note on scope
Montana issues an acknowledgment letter upon receipt; specific day-counts not stated. Pet insurance is regulated as property & casualty (P&C). The state DOI accepts pet insurance complaints under the same channel as other P&C / personal lines complaints. Most state forms do not list pet insurance as a named category — select P&C / personal lines / homeowners-or-renters / 'other' and describe the carrier and policy in the free-text complaint body.