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PetInsuranceDenied
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Missouri

Missouri Department of Commerce and Insurance (DCI)

File a complaint about a denied pet insurance claim. Missouri Department of Commerce and Insurance (DCI)reviews claim-handling practices for all property & casualty insurance — including pet insurance — sold in Missouri.

Contact

Commissioner
Angela L. Nelson (Director)
Mailing address
P.O. Box 690, Jefferson City, MO 65102-0690
Phone
1-800-726-7390 (Insurance Consumer Hotline) · 573-751-2640 · email [email protected]

When to file with Missouri

  • Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
  • The carrier failed to respond to your appeal within their published response window
  • You believe the carrier handled your claim contrary to its own published policy
  • You suspect a pattern of unfair claim-handling practices at this carrier

Note on scope

Pet insurance is regulated as property & casualty (P&C). The state DOI accepts pet insurance complaints under the same channel as other P&C / personal lines complaints. Most state forms do not list pet insurance as a named category — select P&C / personal lines / homeowners-or-renters / 'other' and describe the carrier and policy in the free-text complaint body.