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PetInsuranceDenied
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Kentucky

Kentucky Department of Insurance

File a complaint about a denied pet insurance claim. Kentucky Department of Insurancereviews claim-handling practices for all property & casualty insurance — including pet insurance — sold in Kentucky.

Contact

Commissioner
Sharon P. Clark
Mailing address
500 Mero Street, Frankfort, KY 40601
Phone
502-564-3630 · 800-595-6053 (toll-free)

When to file with Kentucky

  • Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
  • The carrier failed to respond to your appeal within their published response window
  • You believe the carrier handled your claim contrary to its own published policy
  • You suspect a pattern of unfair claim-handling practices at this carrier

Note on scope

Pet insurance complaints fall under Kentucky's 'Consumer Complaint' form, which covers 'private health insurance, life, auto, home, general liability'.