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PetInsuranceDenied
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Hawaii

Hawaii Department of Commerce and Consumer Affairs — Insurance Division

File a complaint about a denied pet insurance claim. Hawaii Department of Commerce and Consumer Affairs — Insurance Divisionreviews claim-handling practices for all property & casualty insurance — including pet insurance — sold in Hawaii.

Contact

Commissioner
Scott K. Saiki
Mailing address
Insurance Division, P.O. Box 3614, Honolulu, HI 96811
Phone
1-844-808-DCCA (3222) · 808-587-6714

When to file with Hawaii

  • Your carrier-side appeal has been denied (you've exhausted at least one round of internal appeal)
  • The carrier failed to respond to your appeal within their published response window
  • You believe the carrier handled your claim contrary to its own published policy
  • You suspect a pattern of unfair claim-handling practices at this carrier

Note on scope

Pet insurance is regulated as property & casualty (P&C). The state DOI accepts pet insurance complaints under the same channel as other P&C / personal lines complaints. Most state forms do not list pet insurance as a named category — select P&C / personal lines / homeowners-or-renters / 'other' and describe the carrier and policy in the free-text complaint body.